i have just found a few resources online to help make a budget for free. they moniter your accounts and bills and let you know exactly where your money goes each month. this in theory will tell you where you can cut corners.
i also am looking into a second job. at minimum wage (7.15 an hour) and an extra 20 hours a week that will give me an extra 143 a week. (before taxes) now if i can manage to get these 20 hours in at night after my full time job i will not need to pay a sitter as i am lucky enough to have the most responsible sixteen year old on earth and not to mention school is almost back in session and the littler children will be in bed after 9 at night.
i get out of the first job at 915pm so i could get a shift from 10pm to 2am? is there such a thing?
i dunno i am working on this. in the mean time here are some free budget sites:
yodlee money center
mint.com
this is a great site (women in red) i am about to take advantage of. appearently the women on this site will help you personally with your budget. You enter all of you income info and all of you expense info. they then give you advice on what to do to save money or spend less.